What is it?
Dog insurance is a form of pet insurance that provides dog owners with suitable cover for treatment and recovery in the event of unforeseen emergencies. It also gives owners peace of mind knowing they are protected against rising veterinary fees.
As with all forms of insurance there are exceptions to what is included in the cover, such as routine checkups and general preventative treatments. The general rule with insurance is that the smaller the premium, the smaller the level of cover. Therefore, when choosing a dog insurance policy it is important for dog owners to shop around and ensure they take out the level of cover that best suits them and their dog.
Why is it needed?
Dog insurance is a vital part of being a responsible dog owner. Most owners are passionate about keeping their dog healthy during its lifetime but do not realise how expensive veterinary treatments can be and fail to plan ahead financially for any accidents or health issues that may arise.
When a dog unexpectedly becomes ill or is involved in an accident, the cost of receiving the best veterinary care and treatment can be a big drain on their owner's savings. The price of veterinary treatments for dogs has risen considerably in recent years, partly due to the many technological advances in the veterinary field. The average vet bill in the UK is now more than £300 with some more complex treatments such as hip dysplasia costing more than £4,000.
By insuring their animal with a reputable pet insurance company, dog owners can avoid such charges and ease the financial strain of dog ownership while ensuring the long-term welfare of their dog.
Common health problems
Dogs are prone to many diseases and organ problems, some breeds more than others. Some of the most common conditions that require veterinary care include:
- Cuts and bruises
- Ear infection
- Road traffic accident
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